What To Do When You Get A Claim Form From Court

The Law Offices of Chang and Carlin guide individuals and families through their financial struggles, helping them make a fresh start through Chapter 7 and Chapter 13 Bankruptcy.

There are times in life when we feel absolutely clueless about the right step to take. When it comes to making important decisions, having an expert’s opinion is very important. Chang and Carlin, LLP’s Chapter 13 bankruptcy lawyers in Chicago have used their expertise to help many families to take the right decision and come out of murky situations. One such situation is, ‘getting a claim form from court’. Read on to find out what one should do in such a situation.

What is a claim form?

When a creditor starts court action, you'll get a number of documents from the court. These are a claim form and a response pack. The claim form gives details of how much your creditor is claiming you owe them. The response pack contains a number of forms. Some of the forms are for you to say whether you accept you owe the money. If you don't agree you owe the money, there's also a form you need to send back to confirm you got the documents.

What to do when you receive a claim form?
According to bankruptcy lawyers in Chicago, once you receive a claim form, you should read the notes which come with the claim form carefully and deal with the documents by the deadline given. If you don't deal with these documents, a court order can be made against you. If this happens, you'll have to pay back all the money your creditor is claiming, even if you don't owe it. You may also have to pay interest and extra costs on top of this.

An Important thing to remember:
If the court's official stamp isn't on the claim form, the person you owe money to might be trying to get you to pay them back by pretending to send you court papers. This could count as harassment by your creditor and might be against the law.

These were some things that everyone should know about claim forms. For information on any topic pertaining to bankruptcy, such as Chapter 7 or Chapter 13 bankruptcy in Chicago, call Chang and Carlin, LLP at 1-866-790-8601 or  Request a Free No Obligation Bankruptcy Filing Consultation Today.

Disclaimer: The content provided by Chang and Carlin, LLP is not legal advice and is purely for informational purposes. The information contained herein is not a substitute for the advice of an attorney and does not create an attorney-client relationship. If you are interested in obtaining information about Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure services, or Real Estate legal services, call our law firm at 1-866-790-8601 for a Free Legal Evaluation. Chang and Carlin, LLP serves clients in Chicago, Schaumburg, Joliet, and Warrenville.